Community Banks

Add value to your content by making it easier to access and use. With Laserfiche’s fully integrated business process management functionality, you make information accessible to anyone who needs it, at any time or place, and at any time in the workflow process—and ensure that staff spend time on customer-facing activities, instead of on customer-related back-office activities.

• Automate account opening, loan processing, customer service and other paper-intensive procedures.
• Integrate document imaging with loan document tracking, exception processing and collateral management.
• Fit the needs of individual departments by automating collaborative business processes including application processing, expense report approval and remittance processing, while still retaining central control over your information infrastructure.
• Integrate Laserfiche with AS/400 applications to automatically detect changes and reflect them in your Laserfiche repository.
• Scan and securely store the boxes of signature cards, background checks, suspicious activity reports, enrollment forms and loan applications that consume valuable real estate.

There’s more to enterprise content management than simply search and retrieval, space-saving and archiving. While those are all benefits with an immediate impact on your bottom line, Laserfiche provides the best of both worlds—the benefits of enterprise content management, accelerated to the speed of today’s technology.

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Transform the Loan Process

For most banks, the processes involved in creating and maintaining credit administration files are hopelessly outdated. Staff spend time gathering paper copies of documents, and support staff manually affix them within cardboard files. Other staff file them by hand. Files are retrieved manually when they are needed and are re-filed by hand until they are needed next. There is usually no back-up except for microfilm copies of selected crucial elements.

With Laserfiche, you transform the loan process:

• Electronically route a customer’s loan application file through origination, closing and funding processes.
• Automatically populate customer or loan index information to reduce manual data entry.
• Track missing or expired documents to ensure compliance and reduce risk.
• Retrieve documents pertaining to any relationship based on any one of a number of different indexes, including loan number, CIF number, SSN or EID, document type or collateral description.
• Strengthen loan administration procedures in case of audit or other examination.

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Implement a Comprehensive Disaster Recovery Plan

A recent ICBA survey shows that 9 out of 10 banks already have IT recovery plans in place—but what would happen if you had to replace paper documents, loan files or other important documents kept on paper? Laserfiche can play a key role in your enterprise business continuity plan.

• Store entire document repositories on portable media such as CDs, DVDs or portable hard drives, which can be easily stored in a secure, off-site location.
• Provide document access, even if your network is down or destroyed, with built-in search and viewing capabilities for published repositories.
• Cut photocopying, transportation and off-site storage costs for backup and dead files.
• Cost-effectively establish business continuity plans detailing emergency preparedness procedures.

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Cost-Effectively Cope with Compliance

To maintain compliance with Sarbanes-Oxley 404, banks must document every internal process. With Laserfiche, you organize and maintain archives of internal processes in a dynamic environment that is accessible throughout the enterprise.

• Speed audits by providing regulators or loan review personnel with instant access to requested files.
• Reduce the storage burden of complying with recordkeeping regulations.
• Constantly monitor document access and retrieval to maintain the highest standards of security.
• Lower the labor and transportation costs of both internal and external auditing by enabling remote audits of branch offices.
• Implement a turnkey standards-based digital signature system without changing your existing application environment.

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Integrate with Existing Systems

Built with an open architecture, Laserfiche is designed for integration and interoperability—making it ideal to serve as the central management interface for your various imaging solutions.

• Easily develop integrations with any non-proprietary software, providing information on demand, as well as document collaboration and movement capabilities.
• Integrate Laserfiche with core applications run on AS/400 mainframes, so any time there is a new account or an account change, updates are automatically reflected in the Laserfiche repository.
• Automatically store reports generated by COLD applications in Laserfiche.
• Access images of checks from within a customer’s file, significantly speeding customer service.

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